At the most basic level, we’re looking for policies that are at least $100,000 and insure someone who is 60 years old or older. Younger people may qualify, but there will typically need to be a serious health condition present. The type of condition can play a big role in eligibility.
We don’t want to mislead you, not everyone who meets these basic conditions will qualify, but there’s a good chance. Fortunately, we handle all the heavy lifting for you. All you need to do is provide the info and a signature.
Any policy type, including Term, may qualify.
The age requirement is flexible depending on health, but age 60 is where we see more people begin to qualify.
If the insured is younger than 60, there will usually need to be some sort of health condition present.
We'll gather all the necessary information, perform an in-depth evaluation, and let you know if your policy qualifies and what it may be worth. To get started, just submit your policy information and we’ll be on it lickety-split.