Sell Your Life Insurance Policy.

Why You Should Sell Your Life Insurance Policy

You don't need
it anymore

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You need cash
more than coverage

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You can't afford
it any longer

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How To Sell a Life Insurance Policy for Cash

Your life insurance policy is a financial asset… And it can be sold for cash!

Our mission is to make the process of selling your life insurance policy as easy and fast as possible. Simply submit your policy for a free evaluation, sign one document to get started, and you could be on your way. It really is that easy.

life insurance policy selling process
elderly man smiling
John* sold his $1,000,000 Universal Life policy for

$450,000

Insured’s age: 84

elderly woman smiling
Louise* sold her $250,000 Term policy for

$85,000

Insured’s age: 68

elderly couple smiling
Brian & Sarah* sold their $500,000 Universal Life policy for

$225,000

Insured’s age: 77 & 73

What To Consider When Selling a Life Insurance Policy

The most important factors to consider are the insured’s age and health and the specifics of the policy, such as type, size, and ongoing costs.

elderly couple holding hands and smiling

In most cases, you’ll need to be 60 or older.

Unless there are major health conditions, the minimum age to qualify is usually about 60. If there are serious medical conditions present, age is no longer a factor and it comes down to policy specifics and the severity of the disease.

Your policy will need a face value of $100,000 or more.

It’s very rare for a policy smaller than $100,000 to qualify, though we wouldn’t say it’s impossible. A combination of smaller policies, such as two $50,000 policies, will sometimes work to meet the minimum size requirement.

elderly couple smiling and holding each other

The Benefits of Selling Your Life Insurance Policy

Life insurance is a great financial tool for protecting your family. But as you grow older and those needs change, it may not make sense to maintain your policy any longer. Rather than lapsing or surrendering it back to the carrier, you can sell a life insurance policy for cash. Consider selling for the following reason:

Fund Retirement

Your kids are grown and financially independent, you’ve outlived your beneficiary, you’ve sold your home or business . . . whatever the reason, you can sell your policy.

Cover Medical Expenses

Selling your policy means you get a lump-sum cash payment and no longer have to pay premiums. It’s a win-win!

Check a Few Off Your Bucket List

Unexpected medical expenses, you’d rather spend your money on experiences, you need to move into assisted living . . . the reasons are vast.

What is Sell Easy?

Our mission is simple: to make selling your life insurance policy as easy and fast as possible. Everything we do is meant to get us closer to that goal, and we hope that you feel that passion and sense of purpose when you talk with us.

Backed by a team of experts with more than 20 years’ experience in helping people sell their policies, we’re here to provide best-in-class service and an experience you’ll want to tell your neighbor about.

Give us a chance to show you why Sell Easy is the best option when it comes to selling your life insurance.

smiling elderly couple looking at a tablet

Let’s get started.

Find out if your life insurance policy qualifies.

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